![]() ![]() You will get a few extra benefits, including extended warranty and roadside assistance, but the perks on this card are nothing special. The Indigo MasterCard does not include any sort of rewards scheme like these cards do. If you are lucky enough to snag the $0 fee, it is a decent credit building option. ![]() Since this card offers no rewards to offset this cost and only average APR and additional fees, paying any sort of annual fee on this card doesn’t seem justified. It is impossible to know which fee you’ll be assigned before applying, and both the middle and top tier options are much higher than average. You’ll get either $0, $59 or $99 ($75 the first year). Pricey annual feeĪfter applying for the Indigo MasterCard, you’ll be assigned one of three possible annual fees based on your creditworthiness. They aren’t particularly high, but you’ll still want to avoid them whenever possible. The cash advance fee, late or returned payment fee and minimum interest charge are also pretty standard on this card. You definitely won’t want to carry a balance in order to avoid accumulating interest charges. That said, many unsecured cards carry APRs upwards of 24 percent, so this is a middle of the road option. You’ll find plenty of credit building options with a lower APR, such as the OpenSky® Secured Visa® Credit Card, with an APR of 22.39% (variable). The Indigo card APR is also nothing special. So while you’ll get the average credit limit right away without a deposit, you might find your progress inhibited a few months down the line when you can’t improve your available credit. Plus, the Indigo card does not specify any timeline for an account review to increase your credit limit. The initial credit limit of $300 is standard for a credit building card, but is still pretty low when it comes to boosting your credit score. When it comes to steadily increasing your credit limit, the Indigo card leaves much to be desired. No specified timeline to increase credit limit The Indigo card is a good option if you don’t have the funds to put down a large deposit, but want a standard credit limit right away. Everyone who is approved for this card will receive a standard credit limit of $225-$300, depending on your annual fee. Unlike many cards available to those with bad to fair credit, the Indigo card does not require any sort of security deposit. Standard credit limit with no security deposit If you have bad to fair credit and are eager to improve it, this card is a quick and easy way to get started. If you are still worried about qualifying, you can check for pre-qualification on their website in just a couple minutes with no impact to your credit score. The Indigo Mastercard is specifically designed for people with less than perfect credit, and it is even available to those with a previous bankruptcy. ![]() ![]() There is no rewards program though, so if you qualify for the highest annual fee the cost of membership is much higher than typical. You won’t have to pay a set-up or monthly servicing fee. In general, the additional fees aren’t too bad for an unsecured card. But the wide range of annual fees and unspecified policy for increasing your credit limit over time rank this card on the lower end of credit building cards. Her desperation to escape the ghosts who haunted her supposedly played the vital role toward why the Winchester Mystery House evolved into a labyrinth of a home, and why odd features such as doors into open shafts, dead end stairs, and doors and windows into walls were incorporated.If you are trying to improve your less than perfect credit, the Indigo Mastercard has a pretty standard APR and credit limit. Legend says that Coons told Sarah that if she ever stopped building, the spirits would claim her as one of their victims as well. Immediately, she began construction on expanding the house. When Sarah Winchester arrived in 1884 in what is now San Jose-supposedly spurred by a Boston medium named Adam Coons who told her that the premature deaths of her husband and infant daughter were due to a curse placed by all those killed by Winchester rifles over the years-she purchased an eight-room farmhouse on a 161-acre plot of land. The Winchester Mystery House began as an expansion project. Although visitors are not normally allowed to take photos inside the house itself, the fine folks at Winchester were gracious enough to allow us to photographically document our visit, which we now bring to you. This past Memorial Day weekend, Westcoaster took a trip to visit this rather enchanting abode. And just a couple weeks ago, the house unveiled its first new tour in over two decades-the Explore More Tour-to go along with its ever-popular Mansion Tour. Famous for its doors and stairs to nowhere, unfinished interiors, and even a few ghost stories, the Winchester Mystery House is a captivating building unlike any other. Today, the house remains a popular site for tourists. ![]()
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